"Roughly 70 million Americans suffer from sleep problems — and new research uncovers a surprising reason for some of those sleepless nights.
Fully 68% of women and 56% of men say they lose sleep at least occasionally because they’re worried about money issues, according to a survey of 1,000 adults released Thursday by CreditCards.com, a credit-card comparison website.
Retirement worries are the most common concern, with nearly four in 10 people saying they’ve at least occasionally lost sleep over their lack of retirement savings. That may be thanks to the fact that just 22% of workers say they are very confident that they will have enough money for a comfortable retirement, according to the Employee Benefit Research Institute, which focuses on policy research and benefits education.
5 financial issues Americans lose sleep over
Percent of Americans who say they at least occasionally lose sleep over these issues
| 2007 | 2009 | 2016 | |
| Retirement savings | 34% | 40% | 39% |
| Health care/insurance bills | 28% | 35% | 29% |
| Mortgage/rent | 20% | 28% | 26% |
| Education expenses | 31% | 27% | 30% |
| Credit card debt | 17% | 23% | 22% |
“They say money can’t buy you love or happiness, but according to our survey, money can buy you a pretty good night’s sleep,” says Matt Schulz, senior industry analyst for CreditCards.com."
Summing Up
Retirement savings and education expenses are the two biggies that we worry about the most.
Close behind the two biggies are health care/insurance bills, mortgage/rent and credit card debt.
That's in reality needless worrying in most cases, since knowing what's what financially isn't all that difficult for individuals to achieve.
It just requires some time and some confidence, as well as a helping hand along the way from someone who's been there, done that.
For those who want it, we're here to help.
Thanks. Bob.
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